Specialist Professional Risks Insurance

Professional Insurance The Personal Way

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Professional Risk Insurance Specialists

TLO Risk Services is a specialist insurance broker in the provision of Professional Indemnity Insurance, primarily for the legal profession.

Professional risks insurance excellence sits at the heart of our proposition.  But what our clients truly value is the personal attention they receive from our directors who understand that their success will only be achieved through the delivery of impeccable client service. 

It’s this obsessive focus on putting our clients’ interests first that has enabled us to grow, helping us become a Lloyd’s Coverholder and the leading provider of Professional Indemnity insurance to Barristers in England and Wales.

Specialist Insurance Services

Barristers Indemnity

Barristers Excess Indemnity (Top-up) Insurance, endorsed by Bar Mutual find out more

Professional Indemnity

From accountants, asset & investment managers and law firms, through to surveyors and trustees. It’s what we do, day in, day out. find out more

Directors' & Officers' Liability

Covering the cost of compensation claims made against your business’s directors and key managers find out more


Protection against a wide range of exposures, including employee dishonesty, forgery, theft, destruction and disappearance of property find out more

Cyber & Data Risks

The risks associated with data security and cyber breaches continue to grow; Hacking, Data Loss, Regulatory pressures, and Reputational Damage find out more

Trustees' Liability

Trustees face many situations where they may be personally liable, and also face potential gaps in cover if relying on other professional insurances find out more

Meet the Team

It’s only by meeting with us that you’ll start to appreciate the distinct way in which we engage with our clients

Latest News

Protecting against business email compromise attacks: guidance for barristers and chambers

In recent months there has been an increase in business email compromise (BEC) attacks on the legal sector.  This briefing is to warn against these emerging threats and highlight the importance of protecting against the risk of a BEC attack.

Click here to download the full briefing.

Specialist Risk Group enhances professional lines capability with

16 May 2023 – LONDON - Specialist Risk Group (SRG) has acquired TLO Risk Services. TLO is a leading firm of professional risk specialists, who will play an integral role in the development of SRG's professional lines capability.

Specialising primarily in the legal sector, TLO provides insurance solutions to a wide range of firms and individuals that provide professional advisory services.  These include barristers, law firms, arbitrators and mediators, as well as accountants, investment agents, surveyors and estate trustees. The team at TLO has deep expertise of the professional indemnity market, which is underpinned by its highly respected contract and claims support.  This means that TLO can provide tailored insurance solutions to firms of all sizes. 

The acquisition of TLO enhances SRG’s professional lines offering and expands its capabilities to cater to the insurance needs of firms across a range of sectors. TLO will sit within SRG’s growing retail division, Specialist Risk Insurance Solutions (SRIS). Led by Oliver Thorne, SRIS is seeking to double in size over the next three years by pursuing an exciting acquisition and organic growth strategy.

Warren Downey, SRG Group CEO, said: 

“I am thrilled that TLO is joining Specialist Risk Group. This is another key step in the development of our professional lines offering. The TLO team has a great reputation in the market, bring new technical skills, and add significant expertise to our Group. As we got to know Vernon, Duncan, and Michael during the acquisition process, it became clear that they would be a perfect cultural fit at SRG, and I look forward to working together on the next stage of our journey.”

Vernon Taylor, TLO Director, said: 

“I take great pride in the team and capability that we have built at TLO and am looking forward to our next chapter as part of Specialist Risk Group. We quickly recognised how aligned both our businesses were from a people and culture perspective. SRG’s commitment to investing in its people, training and being the home of specialists will be a big plus for our ambitious team moving forward’.

Solicitors Professional Indemnity - 2020 Renewal Season

In this article for the Chester and North Wales Law Society - we look back at the October 2020 Solicitors Professional Indemnity Renewal season, and give our advice on the market as we look to the future.

Click here to read the full article