Specialist professional risks insurance

An individual service for firms that provide professional advisory services

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Professional Risk Insurance Specialists

TLO Risk Services (TLO) is a privately owned insurance broker.  Since 1996, we have specialised in helping firms that provide professional advisory services, from accountants and law firms, through to investment agents, surveyors and estate trustees.  

Professional risks insurance excellence sits at the heart of our proposition.  But what our clients truly value is the personal attention they receive from our owner directors. As a privately owned company, they understand that their success will only be achieved through the delivery of impeccable client service. 

It’s this obsessive focus on putting our clients’ interests first that has enabled us to grow, helping us become a Lloyd’s Coverholder and the leading provider of Professional Indemnity insurance to Barristers in England and Wales.

Specialist Insurance Services

Barristers Indemnity

Barristers Excess Indemnity (Top-up) Insurance, endorsed by Bar Mutual find out more

Professional Indemnity

From accountants, asset & investment managers and law firms, through to surveyors and trustees. It’s what we do, day in, day out. find out more

Directors' & Officers' Liability

Covering the cost of compensation claims made against your business’s directors and key managers find out more


Protection against a wide range of exposures, including employee dishonesty, forgery, theft, destruction and disappearance of property find out more

Cyber & Data Risks

The risks associated with data security and cyber breaches continue to grow; Hacking, Data Loss, Regulatory pressures, and Reputational Damage find out more

Trustees' Liability

Trustees face many situations where they may be personally liable, and also face potential gaps in cover if relying on other professional insurances find out more

Meet the Team

It’s only by meeting with us that you’ll start to appreciate the distinct way in which we engage with our clients

Latest News

Online Professional Risks Quote and Buy

Small firms and individuals can now purchase a range of Professional Risks covers online via our website.

Available covers include Professional Indemnity, Directors' & Officers' Liability, Cyber, Crime, Trustees Liability and more.

We recognise that firms and individuals value the ability to transact business online and we are pleased to be able to offer this option.   Our team remains available throughout to offer advice, guidance and support to compliment our online system, and any business transacted online will still receive the same personal attention that TLO provides to all our clients.

To obtain an online Professional Indemnity quotation, please click the link on our website or click here

The Look Out - September 2017

Read the latest edition of our newsletter, The Look Out here


GBCC | Insurance firm TLO have appointed James Brindley (pictured) to their professional risks team. https://t.co/v6Salrv0VG

The Look Out - June 2017

Read the latest edition of our newsletter, The Look Out here