Specialist Professional Risks Insurance

Professional Insurance The Personal Way

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Professional Risk Insurance Specialists

TLO Risk Services (TLO) is a privately owned insurance broker.  We specialise in helping firms that provide professional advisory services, from accountants and law firms, through to investment agents, surveyors and estate trustees.  

Professional risks insurance excellence sits at the heart of our proposition.  But what our clients truly value is the personal attention they receive from our owner directors. As a privately owned company, they understand that their success will only be achieved through the delivery of impeccable client service. 

It’s this obsessive focus on putting our clients’ interests first that has enabled us to grow, helping us become a Lloyd’s Coverholder and the leading provider of Professional Indemnity insurance to Barristers in England and Wales.

TLO Risk Services Limited is Registered in England & Wales under company registration no. 09467441 and Authorised and Registered by the Financial Conduct Authority - Firm Reference Number 706586.

Specialist Insurance Services

Barristers Indemnity

Barristers Excess Indemnity (Top-up) Insurance, endorsed by Bar Mutual find out more

Professional Indemnity

From accountants, asset & investment managers and law firms, through to surveyors and trustees. It’s what we do, day in, day out. find out more

Directors' & Officers' Liability

Covering the cost of compensation claims made against your business’s directors and key managers find out more


Protection against a wide range of exposures, including employee dishonesty, forgery, theft, destruction and disappearance of property find out more

Cyber & Data Risks

The risks associated with data security and cyber breaches continue to grow; Hacking, Data Loss, Regulatory pressures, and Reputational Damage find out more

Trustees' Liability

Trustees face many situations where they may be personally liable, and also face potential gaps in cover if relying on other professional insurances find out more

Meet the Team

It’s only by meeting with us that you’ll start to appreciate the distinct way in which we engage with our clients

Latest News

Solicitors Professional Indemnity - 2020 Renewal Season

In this article for the Chester and North Wales Law Society - we look back at the October 2020 Solicitors Professional Indemnity Renewal season, and give our advice on the market as we look to the future.

Click here to read the full article

The Look Out - Issue 7 - June 2019

Examining a real cyber incident

This issue of The Look Out examines in more detail a recent "real-life" Cyber incident, and how preventative measures taken by the law firm in question successfully prevented direct financial loss.   It also considers the consequences of such an attack and offers some helpful suggestions from the lessons learned.



The Look Out - Issue 6 - Feb 2019


A Question Of Succession

Jim Brindley looks at the importance of Succession Planning for law firms and the impact of Professional Indemnity Insurance (PII) and run off insurance requirements have when developing a Succession Plan strategy.




TLO Office Warming Event

We had a great turnout at our event on the 13th November.

Thank you to everyone who stopped by, we look forward to seeing you all again in the not too distant future!