Specialist professional risks insurance

An individual service for firms that provide professional advisory services

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Professional Risk Insurance Specialists

TLO Risk Services (TLO) is a privately owned insurance broker.  We specialise in helping firms that provide professional advisory services, from accountants and law firms, through to investment agents, surveyors and estate trustees.  

Professional risks insurance excellence sits at the heart of our proposition.  But what our clients truly value is the personal attention they receive from our owner directors. As a privately owned company, they understand that their success will only be achieved through the delivery of impeccable client service. 

It’s this obsessive focus on putting our clients’ interests first that has enabled us to grow, helping us become a Lloyd’s Coverholder and the leading provider of Professional Indemnity insurance to Barristers in England and Wales.

Specialist Insurance Services

Barristers Indemnity

Barristers Excess Indemnity (Top-up) Insurance, endorsed by Bar Mutual find out more

Professional Indemnity

From accountants, asset & investment managers and law firms, through to surveyors and trustees. It’s what we do, day in, day out. find out more

Directors' & Officers' Liability

Covering the cost of compensation claims made against your business’s directors and key managers find out more


Protection against a wide range of exposures, including employee dishonesty, forgery, theft, destruction and disappearance of property find out more

Cyber & Data Risks

The risks associated with data security and cyber breaches continue to grow; Hacking, Data Loss, Regulatory pressures, and Reputational Damage find out more

Trustees' Liability

Trustees face many situations where they may be personally liable, and also face potential gaps in cover if relying on other professional insurances find out more

Meet the Team

It’s only by meeting with us that you’ll start to appreciate the distinct way in which we engage with our clients

Latest News

TLO appoints Michael Silcock

TLO Risk Services Limited is pleased to announce the appointment of Michael Silcock as a main board Director. Mike will be responsible for continuing the development of TLO’s professional risks business.

Mike joins TLO after a hugely successful 30 year career in the insurance industry. He spent nearly 15 years at global broker Aon, most recently as their Head of UK Professions business.

Mike subsequently moved to JLT Specialty, to establish a London market PI division, before moving to Willis Towers Watson to assist in the development of their professional services division.

He has been involved in the account management, acquisition and broking of a broad range  ofsophisticated retail professional service firm clients, including various ‘magic circle’ firms. He has also been instrumental in developing major insurance schemes, facilities and overseas solutions.

Andrew Sayer, Chairman of TLO, commented: “Mike brings tremendous industry knowledge to TLO and has an exceptional track record of delivering growth in this industry. His appointment reflects TLO’s ambitions to grow in the professional risks sector. I am delighted to welcome Mike on board as a member of our team”.

Why PI Insurance?

Jim Brindley talks Professional Indemnity Insurance, what it is and who needs it in our latest Newsletter...


Read more here

The Look Out - Issue 4 - April 2018

Read the latest issue of The Look Out here!